Need money now?


Apply today for quick cash loans.
Fast approvals, fast funds.


Need instant cash loans for car repairs, utility bills, shopping or a big night out with mates? Need Cash Now is a fast, secure way to get online cash loans - all you need is a computer.

Applying and qualifying for convenient cash loans is simple, confidential and can all be done online. All you need to prove for a loan is your identity and address.

It's that simple - no paper, just flexible options for fast funds.

  • Money in as little as 24 hours
  • Online approvals
  • You're in control
  • Easy repayments

Need quick cash loans? It's simple - Apply Now for fast cash loans with no hassle.


Need cash loans fast?

As a new customer, if you provide us with your paperwork quickly, the money can be in your bank account by the next trading day. We'll look at your circumstances and send you an email within hours to let you know how your application is progressing.

Once our system has approved you for instant cash loans, we transfer the amount agreed upon directly to the bank account you have nominated. You then pay back us back via direct debit on your pay days.

Borrowing with Need Cash Now

When you first apply to borrow with us, we create an account for you in our system. Once you're in the system, you build up credit with us over time, letting you borrow more and faster in the future as needed.

Our system is confidential and gives you control over your finances. We don't create special bank accounts or demand security of any kind. We just help you out when you need it - your money, your choices.

Who can apply for fast cash loans?

In short, anyone with proof of income and an established bank account.

  • Self-employed
  • Low income
  • Poor credit history
  • Small loans

We look at you as a person, not as a file. This means you can build up a credit history with us-even if you have poor credit elsewhere.

Once you've built up credit, you can apply for larger amounts as needed, or apply for express online cash loans, which can have funds in your account in as little as 2 hours.

Benefits over traditional finance

Traditional options when you need money fast can be pretty unappealing; borrowing from friends can be awkward, going without essentials can be tough, and missing out is just no fun.

The application process for traditional financing from a bank can take a long time, and you often have to borrow more than you need, which can result in you spending more than you originally planned.

By only lending what you need and what you can pay back, we save the hassle associated with traditional financing. And because it's all online, you don't have to travel anywhere, wait around for paperwork or bank any cheques.

Need cash loans fast? Apply Now for hassle-free, fast approvals for fast funds.

Australian Credit License 391352

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